Terms of Use
Please read our Terms of Use carefully before using Pupil Benefits Plan, Inc.'s Web site, www.pupilbenefitsplan.com, (the "Site"). By using the Site, you agree to be bound by these Terms of Use. If you do not agree with any part of these Terms of Use, please do not use the Site. Your continued use of the Site will constitute your acceptance of these Terms of Use, as may be modified by Pupil Benefits Plan, Inc. at any time without notice to you. Please check this page regularly for updates.
Concerns or Questions About the Site
If you have questions or concerns about the Site, please contact us so we may answer your questions and address your concerns as soon as possible.
Pupil Benefits Plan, Inc.
101 Dutch Meadows Lane
Glenville, NY 12302
(518) 377-5144 phone
(518) 377-3291 fax
(800) 393-3301 toll-free
Permitted Use
All of the content in the Site is made available only for your personal, lawful, non-commercial use in connection with seeking student accident insurance. Use of the Site by a competitor company or other non-consumer third party is prohibited. Except as expressly mandated by law, you may not, without our prior written permission: (i) link from another Web site to the Site; (ii) post, transmit, copy, modify, create derivative works from, distribute, sell, or republish anything you obtain or download from the Site; or (iii) engage in systematic retrieval of data or other content from the Site.
Copyrights and Trademarks
Except as otherwise indicated, all materials and digital content contained within the Site, are the property of Pupil Benefits Plan, Inc. and are protected by copyright and trademark laws, all rights reserved. You may use materials obtained from the Site for the permitted purposes set forth in these Terms of Use, provided that the following copyright notice appears in all copies of any downloaded or printed materials: "© Pupil Benefits Plan, Inc. All rights reserved." Any other use is prohibited.
Our Products and Services
The information and materials provided in the Site are intended for general reference only, and may not describe all of the plans, options, terms, conditions, and exceptions applicable to Pupil Benefits Plan, Inc.'s products and services. All coverages are subject to the terms and conditions of the insurance policies issued. Coverages and their availability may vary your individual circumstances and plan selections. The products and services offered in the New York State only, where Pupil Benefits Plan, Inc. is properly licensed.
Privacy and Passwords
Pupil Benefits Plan, Inc. values and protects the privacy of your information. Please review the Pupil Benefits Plan, Inc. Privacy Policy, as it contains important information relating to your use of the Site. Some portions of the Site are protected and require a user identification code ("User ID") and password for access. Unauthorized access or use of such portions of the Site is prohibited. You agree that you will notify Pupil Benefits Plan, Inc. immediately if you believe that a third party has obtained your User ID or password, or if you believe that any unauthorized access or use may occur or has occurred. For your protection, if Pupil Benefits Plan, Inc. believes that any unauthorized access may occur or has occurred, Pupil Benefits Plan, Inc. may terminate such access without prior notice to you. You also agree that Pupil Benefits Plan, Inc. is permitted to act upon any instructions received using your User ID and password and to consider such instructions as authorized by you.
Partner Sites
At times, the Site may have links to Web sites hosted by other parties ("Partner Sites"), or such Partner Sites may have links to this Site. These links are offered as a convenience and for informational purposes only, not as referrals or endorsements by Pupil Benefits Plan, Inc. of the Third-Party Sites. The Third-Party Sites are maintained by their respective organizations, and those organizations are solely responsible for the content of their own Web sites. Pupil Benefits Plan, Inc. does not verify nor make any warranty or representation about the content, accuracy, opinions expressed, warranties, products or services, intellectual property compliance, or links of such Third-Party Sites. You should read the privacy policies and terms of use agreements of all Third-Party Sites.
Disclaimer of Warranties
All information, products, content and other materials in the Site, accessible from the Site, or in a Partner Site are provided "as is" and without warranties or representations of any kind, either express or implied. This means that Pupil Benefits Plan, Inc. expressly disclaims all warranties, express or implied, including without limitation the warranties of title and non-infringement and the implied warranties of merchantability and fitness for a particular purpose. In addition, Pupil Benefits Plan, Inc. does not represent or warrant that: (i) the operation of the Site will be error-free or uninterrupted; (ii) defects will be corrected; (iii) the Site, any emails sent by Pupil Benefits Plan, Inc., or the server that makes the Site available are free of viruses or other harmful devices; (iv) the Site will be available to you or that you will qualify for products or services offered; (v) the materials in the Site will be accurate as of any particular date; or (vi) the products or services offered through the Site are available outside of the United States or in jurisdictions in which Pupil Benefits Plan, Inc. is not properly licensed.
Limitation of Liability
Pupil Benefits Plan, Inc. shall not be liable for any loss, damage, injury, or claim, nor any special, indirect, incidental, consequential, exemplary or punitive damages of any kind, whether such action is based in tort, contract, negligence, strict liability, or otherwise and even if Pupil Benefits Plan, Inc. has been advised of the possibility of such damages, which arises out of or relates in any way to: (i) the Site, materials in the Site, or the inability to use the Site; (ii) any Third-Party Site, materials in any Third-Party Site, or the inability to use any Third-Party Site; (iii) any defect, omission, error, interruption, delay, or computer virus; or, (iv) except as a result of Pupil Benefits Plan, Inc.'s gross negligence or intentional actions, the unauthorized alteration of or access to your transmissions or personal data.
Jurisdiction, Enforceability, and Termination
These Terms of Use and your use of the Site are governed in all respects by the laws of New York State, without giving effect to any principles of conflicts of laws. These Terms of Use are effective until terminated by either party. You may terminate these Terms of Use without notice to Pupil Benefits Plan, Inc. by discontinuing all use of the information contained in the Site and destroying the materials you have obtained from the Site, including all related documentation and copies. Pupil Benefits Plan, Inc. may terminate these Terms of Use and/or the products or services offered by Pupil Benefits Plan, Inc. at any time without notice to you if, in our sole judgment, you breach any term or condition of these Terms of Use. Upon termination, you must discontinue all use of the information contained in the Site and destroy the materials you have obtained from Pupil Benefits Plan, Inc., including all related documentation and copies. Pupil Benefits Plan, Inc. is also entitled to terminate all or part of the Site at any time, without notice to you.
