Features & Benefits

schoolpics_football Pupil Benefits has been helping to prepare our students for success since 1932. Pupil Benefits Student Accident Insurance provides the protection New York students need. Our high quality coverage extends to both public and private schools, pre-K through 12^th grade, and includes all school-sponsored activities, athletics programs, work study, noon hour programs, field trips... even altercations between students.

Originally established by the New York State Public High School Athletic Association, we’ve changed with the times, ensuring that we continue to offer ideal plans and the best possible rates. Let us help you protect your most important asset!

2 Comprehensive Plans
Key Coverage Features
Potential Risk Activities and Events

Coverage R

BLANKET COVERAGE

Provides 100% of the usual and customary charges for medical, dental and hospital services, with no deductible. Drugs, supplies and orthopedic appliances included.

Coverage P

BLANKET or INDIVIDUAL COVERAGE

Provides scheduled indemnities for medical, dental and hospital services. Automatic catastrophe allocation at 80% after a $100.00 deductible.

Option A

All school sponsored activities: including interscholastic football, on an individual basis.

Option B

All school sponsored activities excluding interscholastic football.

Option I

All school sponsored activities excluding all interscholastic athletics.

All school sponsored and summer school activities.

Athletics included at no additional premium.

Catastrophic benefits, $50,000 aggregate max, 3 year benefit period.

Accidental death & dismemberment benefits.

Deferred dental max $1000, benefits continue to 90 days after HS graduation.

Glasses & contacts coverage.

Chiropractic & physiotherapy.

Easy claims submission, prompt payments.

Parent Info & Resources section on our website.

School sports games, practices, and training: football, basketball, baseball, wrestling, soccer, hockey, lacrosse, rugby, field hockey, tennis, swimming, bowling, etc.

Away (off-site) sports games, championships, invitationals

Physical education class activities, running, swimming, jumping, throwing, catching, etc.

Performing arts activities and events

Recess and playground activities, noon hour recreation

Activities at off-site special events such as museums and other cultural venues

Travel time to games, events, field trips, etc.

School altercations

Please note: exact coverage details are based on the plans and options selected.